Got a new credit card and not sure how to manage it? Say no more! This article breaks down 7 crucial tips to use your card responsibly. Here’s what you need to know:
- Pay that balance IN FULL each month to avoid interest!
- Never miss a payment – set up autopay to be safe.
- Keep your balance under 25% of the limit.
- Consider 0% balance transfer cards to pay off existing debt.
- Focus on paying down the highest-interest cards first.
- Be cautious when withdrawing cash – fees apply!
Want the full scoop on managing your card like a personal finance pro? Click here for more tips to avoid fees, improve your credit, and use your card wisely!